Open Banking
Connect directly to European bank accounts. Accept payments, verify accounts, and access financial data through one powerful API.
STEP 01
Checkout
STEP 02
Authenticate
STEP 03
Confirmed
STEP 01
Checkout
STEP 02
Authenticate
STEP 03
Confirmed
What is Open Banking?
Open Banking uses PSD2-regulated APIs to connect businesses directly
to bank accounts, eliminating the need for multiple integrations
Why add Open Banking
Direct bank payments eliminate card networks and give you better economics.
Lower transaction costs
Typically 0.1-0.5% vs 1.5-3% for card payments
Faster settlement
When instant fund availability matters
No chargebacks
Push payments authorized by customer eliminate chargeback disputes
Marketplace payouts
Direct seller disbursements without intermediaries
Pan-European coverage
Reach customers across European markets
Higher success rates
Fewer payment failures when customers have sufficient funds
Built for your business model
Different use cases call for different payment solutions.
Pay-by-bank addresses specific scenarios where direct bank access creates value.
Marketplaces
Accept payments from buyers and automate seller payouts with lower fees and faster settlement.
Key benefits:
• Reduce transaction costs by 60-70%
• Same-day seller payouts
• Eliminate chargeback losses
PSPs/Fintechs
Add pay-by-bank to your payment stack without building infrastructure or getting licensed.
Key benefits:
• Expand payment method coverage
• Launch in weeks not months
• No licensing complexity
SaaS platforms
Improve subscription payment success rates and reduce involuntary churn from failed cards.
Key benefits:
• Higher payment success rates
• Instant subscription activation
• Predictable recurring revenue
Built for Developers. Trusted by Partners.
Developer-friendly APIs
RESTful APIs with comprehensive SDKs
Clear documentation
Complete guides and code examples
Dedicated integration support
Technical team available to help